The UAE Ministry of Finance has become the first federal entity to allow government service fees and fines to be paid through the national Aani and Jaywan payment systems.
The move follows Cabinet Resolution No. 176M/4M of 2026 and makes the Ministry the first federal body to connect these channels. Here is what it changes for business and how the two systems work, based on the UAE Ministry of Finance.
What has changed
Federal government service fees and fines can now be settled through Aani and Jaywan — two national payment systems of the UAE. The Ministry of Finance is the first federal entity to adopt them; Cabinet Resolution No. 176M/4M of 2026 sets out the procedure and the fees for their use. The Ministry notes that this paves the way for other federal entities and collection banks to follow, each under its own approved procedures.
What Aani is
Aani is an instant payment system that clears transfers and settlements in real time, around the clock. A payment can be sent using a mobile number, an Emirates ID, an email address, a QR code or an IBAN. It is built on the UAE national payment infrastructure and designed for fast, secure settlement. How a company can organise sending and receiving payments is covered in our guide to opening a corporate bank account in the UAE.
What Jaywan is
Jaywan is the UAE national card payment scheme, launched by the Central Bank to strengthen the domestic payments ecosystem. It provides secure card settlement within the country and is steadily being built into a growing range of services. More on the card itself and its role is in our separate overview of the Jaywan national payment card.
What it means for business
For companies and residents this is one more convenient way to deal with the government: fees and fines can be cleared quickly, including outside banking hours. As more federal entities and banks connect to Aani and Jaywan, paying for government services should become more uniform and predictable — part of the wider digitalisation of UAE public finances.
This material is for information only. The available payment channels and the fees for using them are set by the UAE Ministry of Finance and by Cabinet Resolution No. 176M/4M of 2026; verify current terms against the official sources (mof.gov.ae).
