<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9">
  <url>
    <loc>https://garant.consulting/ru/news/mesa-difc-middle-east-stablecoin-association/</loc>
    <news:news>
      <news:publication><news:name>Garant · Деловые Эмираты</news:name><news:language>ru</news:language></news:publication>
      <news:publication_date>2026-07-15</news:publication_date>
      <news:title>MESA в DIFC: в Дубае учреждена первая в регионе ассоциация стейблкоинов</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ru/news/dib-dubai-islamic-bank-h1-2026-revenue-12-4bn/</loc>
    <news:news>
      <news:publication><news:name>Garant · Деловые Эмираты</news:name><news:language>ru</news:language></news:publication>
      <news:publication_date>2026-07-15</news:publication_date>
      <news:title>DIB: доход Dh12,4 млрд по итогам H1 2026 (+10% YoY)</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ru/news/revolut-vara-dubai-crypto-in-principle-approval-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · Деловые Эмираты</news:name><news:language>ru</news:language></news:publication>
      <news:publication_date>2026-07-15</news:publication_date>
      <news:title>Revolut получил IPA от VARA на VASP-лицензию в Дубае</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ru/news/uae-etihad-credit-bureau-pension-nafis-integration-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · Деловые Эмираты</news:name><news:language>ru</news:language></news:publication>
      <news:publication_date>2026-07-15</news:publication_date>
      <news:title>ECB интегрирует пенсии GPSSA и Nafis в кредитный отчёт ОАЭ — что это значит для банков</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ru/news/uae-country-group-a5-us-export-controls-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · Деловые Эмираты</news:name><news:language>ru</news:language></news:publication>
      <news:publication_date>2026-07-15</news:publication_date>
      <news:title>США перевели ОАЭ в Country Group A:5 — открыт доступ к AI-чипам</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ru/news/uae-mid-market-hr-compliance-wps-gratuity-emiratisation-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · Деловые Эмираты</news:name><news:language>ru</news:language></news:publication>
      <news:publication_date>2026-07-14</news:publication_date>
      <news:title>Средний бизнес ОАЭ и HR-комплаенс 2026: WPS, gratuity, Emiratisation</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ru/news/emirates-nbd-partior-usd-live-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · Деловые Эмираты</news:name><news:language>ru</news:language></news:publication>
      <news:publication_date>2026-07-14</news:publication_date>
      <news:title>Emirates NBD × Partior: первые live USD-расчёты на blockchain в MENAT с J.P. Morgan</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ru/news/dubai-diamond-trade-record-417bn-dmcc-2025/</loc>
    <news:news>
      <news:publication><news:name>Garant · Деловые Эмираты</news:name><news:language>ru</news:language></news:publication>
      <news:publication_date>2026-07-14</news:publication_date>
      <news:title>DMCC: алмазный оборот Дубая в 2025 достиг $41,7 млрд</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ru/news/adgm-fsra-2025-annual-report-94-permissions-abu-dhabi-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · Деловые Эмираты</news:name><news:language>ru</news:language></news:publication>
      <news:publication_date>2026-07-14</news:publication_date>
      <news:title>ADGM FSRA годовой отчёт 2025: 94 финлицензии (+22%), 120 IPA (+32%), 5 MoU</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ru/news/difc-courts-h1-2026-dh10bn-record-810-cases-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · Деловые Эмираты</news:name><news:language>ru</news:language></news:publication>
      <news:publication_date>2026-07-13</news:publication_date>
      <news:title>DIFC Courts H1 2026: рекорд AED 10 млрд claims — тренд opt-in</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ru/news/abu-dhabi-adra-q1-2026-licences-freelance-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · Деловые Эмираты</news:name><news:language>ru</news:language></news:publication>
      <news:publication_date>2026-07-13</news:publication_date>
      <news:title>Абу-Даби Q1 2026: +21% лицензий, фриланс-разрешения +261%</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ru/news/dubai-det-deutsche-bank-global-investors-partnership-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · Деловые Эмираты</news:name><news:language>ru</news:language></news:publication>
      <news:publication_date>2026-07-13</news:publication_date>
      <news:title>Deutsche Bank и DET Дубая: канал для family offices и UHNW</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ru/news/byd-masdar-rtc-11-3gwh-abu-dhabi-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · Деловые Эмираты</news:name><news:language>ru</news:language></news:publication>
      <news:publication_date>2026-07-13</news:publication_date>
      <news:title>BYD подписал контракт на 11,275 ГВт·ч для Masdar RTC в Абу-Даби</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/en/news/mesa-difc-middle-east-stablecoin-association/</loc>
    <news:news>
      <news:publication><news:name>Garant · UAE Business</news:name><news:language>en</news:language></news:publication>
      <news:publication_date>2026-07-15</news:publication_date>
      <news:title>MESA Launches at DIFC as Middle East's First Stablecoin Industry Body</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/en/news/dib-dubai-islamic-bank-h1-2026-revenue-12-4bn/</loc>
    <news:news>
      <news:publication><news:name>Garant · UAE Business</news:name><news:language>en</news:language></news:publication>
      <news:publication_date>2026-07-15</news:publication_date>
      <news:title>DIB H1 2026: Dh12.4bn Revenue (+10% YoY), Dh4.8bn Operating Profit</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/en/news/revolut-vara-dubai-crypto-in-principle-approval-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · UAE Business</news:name><news:language>en</news:language></news:publication>
      <news:publication_date>2026-07-15</news:publication_date>
      <news:title>Revolut Wins VARA In-Principle Approval for Dubai Crypto</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/en/news/uae-etihad-credit-bureau-pension-nafis-integration-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · UAE Business</news:name><news:language>en</news:language></news:publication>
      <news:publication_date>2026-07-15</news:publication_date>
      <news:title>ECB adds GPSSA pensions and Nafis income to UAE credit report — what it means for banks</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/en/news/uae-country-group-a5-us-export-controls-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · UAE Business</news:name><news:language>en</news:language></news:publication>
      <news:publication_date>2026-07-15</news:publication_date>
      <news:title>UAE Enters US Country Group A:5 — License-Free AI Chips</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/en/news/uae-mid-market-hr-compliance-wps-gratuity-emiratisation-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · UAE Business</news:name><news:language>en</news:language></news:publication>
      <news:publication_date>2026-07-14</news:publication_date>
      <news:title>UAE Mid-Market HR Compliance 2026: WPS, Gratuity, Emiratisation</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/en/news/emirates-nbd-partior-usd-live-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · UAE Business</news:name><news:language>en</news:language></news:publication>
      <news:publication_date>2026-07-14</news:publication_date>
      <news:title>Emirates NBD and Partior Go Live: First Real-Time Blockchain USD Payment to J.P. Morgan</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/en/news/dubai-diamond-trade-record-417bn-dmcc-2025/</loc>
    <news:news>
      <news:publication><news:name>Garant · UAE Business</news:name><news:language>en</news:language></news:publication>
      <news:publication_date>2026-07-14</news:publication_date>
      <news:title>Dubai Sets $41.7 Billion Diamond Trade Record in 2025</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/en/news/adgm-fsra-2025-annual-report-94-permissions-abu-dhabi-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · UAE Business</news:name><news:language>en</news:language></news:publication>
      <news:publication_date>2026-07-14</news:publication_date>
      <news:title>ADGM FSRA 2025 Annual Report: 94 Permissions (+22%), 120 IPAs (+32%), 5 New MoUs</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/en/news/difc-courts-h1-2026-dh10bn-record-810-cases-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · UAE Business</news:name><news:language>en</news:language></news:publication>
      <news:publication_date>2026-07-13</news:publication_date>
      <news:title>DIFC Courts H1 2026: record AED 10bn claims, opt-in trend</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/en/news/abu-dhabi-adra-q1-2026-licences-freelance-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · UAE Business</news:name><news:language>en</news:language></news:publication>
      <news:publication_date>2026-07-13</news:publication_date>
      <news:title>Abu Dhabi Licences Jump 21% in Q1 2026, Freelance +261%</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/en/news/dubai-det-deutsche-bank-global-investors-partnership-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · UAE Business</news:name><news:language>en</news:language></news:publication>
      <news:publication_date>2026-07-13</news:publication_date>
      <news:title>Deutsche Bank &amp; Dubai DET launch family-office gateway</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/en/news/byd-masdar-rtc-11-3gwh-abu-dhabi-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · UAE Business</news:name><news:language>en</news:language></news:publication>
      <news:publication_date>2026-07-13</news:publication_date>
      <news:title>BYD to supply 11.275 GWh batteries for Masdar RTC in Abu Dhabi</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ar/news/mesa-difc-middle-east-stablecoin-association/</loc>
    <news:news>
      <news:publication><news:name>Garant · أعمال الإمارات</news:name><news:language>ar</news:language></news:publication>
      <news:publication_date>2026-07-15</news:publication_date>
      <news:title>تأسيس رابطة الشرق الأوسط للعملات المستقرة (MESA) في مركز دبي المالي العالمي</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ar/news/dib-dubai-islamic-bank-h1-2026-revenue-12-4bn/</loc>
    <news:news>
      <news:publication><news:name>Garant · أعمال الإمارات</news:name><news:language>ar</news:language></news:publication>
      <news:publication_date>2026-07-15</news:publication_date>
      <news:title>بنك دبي الإسلامي: 12,4 مليار درهم إيرادات النصف الأول 2026 (+10%)</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ar/news/revolut-vara-dubai-crypto-in-principle-approval-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · أعمال الإمارات</news:name><news:language>ar</news:language></news:publication>
      <news:publication_date>2026-07-15</news:publication_date>
      <news:title>موافقة مبدئية من VARA على ترخيص Revolut للأصول الرقمية</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ar/news/uae-etihad-credit-bureau-pension-nafis-integration-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · أعمال الإمارات</news:name><news:language>ar</news:language></news:publication>
      <news:publication_date>2026-07-15</news:publication_date>
      <news:title>مكتب الاتحاد للمعلومات الائتمانية يُدرج معاشات GPSSA ودخل نافس في تقرير الائتمان — ماذا يعني ذلك للبنوك</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ar/news/uae-country-group-a5-us-export-controls-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · أعمال الإمارات</news:name><news:language>ar</news:language></news:publication>
      <news:publication_date>2026-07-15</news:publication_date>
      <news:title>الإمارات في مجموعة A:5: واشنطن ترفع قيود التصدير على شرائح الذكاء الاصطناعي المتقدمة</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ar/news/uae-mid-market-hr-compliance-wps-gratuity-emiratisation-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · أعمال الإمارات</news:name><news:language>ar</news:language></news:publication>
      <news:publication_date>2026-07-14</news:publication_date>
      <news:title>الشركات المتوسطة في الإمارات وامتثال الموارد البشرية 2026: WPS، مكافأة نهاية الخدمة، التوطين</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ar/news/emirates-nbd-partior-usd-live-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · أعمال الإمارات</news:name><news:language>ar</news:language></news:publication>
      <news:publication_date>2026-07-14</news:publication_date>
      <news:title>Emirates NBD يُطلق أول مدفوعات USD آنية عبر Partior في MENAT مع J.P. Morgan</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ar/news/dubai-diamond-trade-record-417bn-dmcc-2025/</loc>
    <news:news>
      <news:publication><news:name>Garant · أعمال الإمارات</news:name><news:language>ar</news:language></news:publication>
      <news:publication_date>2026-07-14</news:publication_date>
      <news:title>دبي: رقم قياسي مزدوج في تجارة الألماس عند 41.7 مليار دولار</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ar/news/adgm-fsra-2025-annual-report-94-permissions-abu-dhabi-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · أعمال الإمارات</news:name><news:language>ar</news:language></news:publication>
      <news:publication_date>2026-07-14</news:publication_date>
      <news:title>ADGM FSRA يصدر التقرير السنوي 2025: 94 تصريح خدمات مالية (+22%)، 120 موافقة مبدئية (+32%)، 5 مذكرات تفاهم</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ar/news/difc-courts-h1-2026-dh10bn-record-810-cases-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · أعمال الإمارات</news:name><news:language>ar</news:language></news:publication>
      <news:publication_date>2026-07-13</news:publication_date>
      <news:title>محاكم DIFC 2026: ١٠ مليار درهم قياسي واتجاه Opt-in</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ar/news/abu-dhabi-adra-q1-2026-licences-freelance-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · أعمال الإمارات</news:name><news:language>ar</news:language></news:publication>
      <news:publication_date>2026-07-13</news:publication_date>
      <news:title>أبوظبي Q1 2026: رخص +21٪ وتصاريح العمل الحر +261٪</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ar/news/dubai-det-deutsche-bank-global-investors-partnership-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · أعمال الإمارات</news:name><news:language>ar</news:language></news:publication>
      <news:publication_date>2026-07-13</news:publication_date>
      <news:title>شراكة دبي DET ودويتشه بنك: بوابة للمكاتب العائلية</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://garant.consulting/ar/news/byd-masdar-rtc-11-3gwh-abu-dhabi-2026/</loc>
    <news:news>
      <news:publication><news:name>Garant · أعمال الإمارات</news:name><news:language>ar</news:language></news:publication>
      <news:publication_date>2026-07-13</news:publication_date>
      <news:title>BYD توقع عقد 11.275 جيجاوات-ساعة لمشروع «مصدر» RTC في أبوظبي</news:title>
    </news:news>
  </url>
</urlset>
